Reading Financial Reports For Dummies
Consolidate Companies
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Best Debt Consolidation Company
consolidate companies
Best Debt Consolidation Company
Debt consolidation is one of the most common debt relief solutions for many debtors. By go through a debt consolidation process, all your unsecured debts will be merged into one for better debt management. In some cases, the debt consolidation company may be able to help you to lower your minimum monthly payment and interest rates, which can help you to manage your money better.
If you have decided to go for debt consolidation to resolve your debt issue, then, finding a good debt consolidation company that can really help you in handling your debt problem is crucial because getting help from an unethical debt consolidation company can make your financial situation goes worse. Here are 5 hints for finding the best debt consolidation help.
The best way to find a reputable debt consolidation company is through a recommendation from someone you know who had used the services of a debt consolidation company and have a good comment on it. If you don’t know someone who knows a good debt consolidation company, then, look through yellow pages or you can easy find many of debt consolidation services from internet. Short list the companies that are nearby you and ask them to send you their debt consolidation service information package. You don’t need to pay a penny for requesting the company’s services details; hence, utilize these resources to ask as much information as you can so that you can make a comparison about their services. Then, compile a list of your choices.
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While searching for debt consolidation companies, put yourself in a high alert for any scammer’s signs. While extremely high fee is definitely a red flag, extremely low fee may have high hidden cost; hence, you need to really understand how the company will charge you on their service, watch out for hidden cost. Don’t believe if a debt consolidation company claims too much of guarantees and their debt consolidation package look too good to be believed. Remember, your debt issue cannot be go away overnight or in a short period of time, if any debt consolidation company tells you that they can get you out of debt at unbelievable short period of time, they lie.
A debt consolidation company may be legitimate but their services may be bad and can’t help much in resolving your debt issue. In order to avoid yourself from getting help for a helpless debt consolidation company, spend some time to look for complaints filed against the company; call the Better Business Bureau in your area to find out if there have been complaints against the companies in your list.
You should interview all the debt consolidation companies short listed which you think they can best help you in resolving your debt issue. Of course, when you talk to them, most of their proposal and recommended solutions will look good and impress you. Although, you are in hurry to get your debt issue resolve, don’t make up your final decision at the spot and enroll into any of debt consolidation plan. Tell them that you need some time to consider. Take your time and at your comfort home, compare all services from the debt consolidation companies you have interviewed earlier and select the best debt consolidation company that can provides you the best service at a reasonable price.
When you decide to enroll into a debt consolidation plan, you definitely will be asked to sign an agreement or contract about the proposed debt solution plan. Remember to read the contract in details before you put your signature on the dotted line. Don’t sign the contract if you are doubts or have questions on any part of it. Clear your doubts and get your questions answered first.
If you have decided to get professional help to consolidation your debt, then it is crucial to choose a reputable debt consolidation company with a debt consolidation plan that best suits your financial need. Hopefully, the 5 hints as mentioned will be able to guide you to find the best debt consolidation help.
To learn more about debt relief and how to get started, please visit National Debt Relief Program at:
www.nationaldebtreliefprogram.org
Noted Financial Author
consolidate companies question by Indiana Jones: does anyone know what the company “FIA CARD SERVICES” is?
i’m trying to figure out what this company does exactly.
i got a call from them looking for my dad. they wouldn’t tell me what their company even was about. they said they wanted to talk to my dad about “optional services” and they acted like my dad had an account with them. all i’ve found is that its got something to do with bank of america. i don’t know if its just a credit card company thats trying to get him to apply or if its like debt collectors or consolidators or something. (we are not in any debt and certainly don’t need help consolidating any debt) my dad does NOT have an account through bank of america nor does he have any credit cards that are associated with bank of america so i really just don’t get why this company i’ve never heard of was calling.
just wanted to know if anyone knows exactly what the company is.
“tricia” you act like i’m putting my nose where it doesn’t belong. I’M NOT!
its not like i’m a little kid here. i’m 24yrs old. my dad figures its just a sales person but they made is sound so “important” on the phone so i’m just wanting to make sure it was a debt collector agency cuz if it is then they are barking up the wrong tree cuz my dad is in no debt.
and i mean NO DEBT.
consolidate companies best answer:
Answer by Tricia
it is a CC service afiliated with a bank. actually it’s your dads business, if you feel you need more info. ask him
Reading Financial Reports For Dummies
consolidate companies – click on the image below for more information.
- Paperback, 2004 Ed,384 pgs
consolidate companies
A complete guide to deciphering the real meaning of financial reports
Especially relevant in today’s climate of suspicion and corporate malfeasance, this helpful, straightforward guide helps readers mine financial reports for the vitally important information they reveal about a company-what shape it’s in and where it’s going. Reading Financial Reports For Dummies offers a quick but thorough introduction to everything readers, especially investors, need to know to decipher the information
Reading Financial Reports For Dummies
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Excellent value … just buy it!,
I recently had to take a week long seminar about financial statements and didn’t want to go in cold turkey and possibly embarass myself … so I bought three books thru Amazon to help me learn about financial statements, this one being the most comprehensive.
I’ll make this short and sweet … this was an excellent book by any standard … the other two books were brief and excellent overviews, but I’d have to judge Lita’s (author) book as superb.
It was as if I learned detail from a text book (factual substance), but then had her sitting beside me saying … ok, you know such and such, now this is how it really works, or this is how you apply it, or this is what it means, or this is what you need to do next, or these are the tricks of the trade only insiders know, etc. Plus her 10 real world discussions of what went wrong with certain corporations … Enron, WorldCom/MCI, Tyco, etc., are very interesting reads.
For instance, she tells you how to go about listening to a call between analysts and corporate executives, which honestly I did not know you could do. It’s this added perspective of an experienced insider’s knowledge of the business that puts her above the rest … and this being a 362 page book, which I read cover to cover, there are plenty of these types of examples.
For anyone who is not well versed in this subject matter, but WANTS to learn about it, quit pondering the purchase and just buy the book. It is money well spent … I guarantee it.
Oh, and by the way, Lita dedicates the book to her father, who was an auditor and savings and loan examiner … so you know she was taught plenty by ole Dad … this stuff was in her blood from the get go, and she communicates her extensive knowledge very well.
I sincerely congratulate her on such a fine work. I enjoyed it immensely! Thank you Lita … Jim
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|Even Better Than I Had Hoped…,
I’ve never taken the time to leave feedback about any books I buy, but this book I really got a lot out of, and highly recommend.
Although the description of the book seems to mostly focus on reading financial reports in order to evaluate companies you might want to invest in by buying stock, I bought the book because I wanted to be much more comfortable with reading – moreover analyzing and understanding – financial statements for business management purposes.
Boy, I was NOT disappointed! By reading the book and constantly referring to the financial statements of 2 companies (Mattel and Hasbro), and interpreting, analyzing and comparing the numbers, I have really learned quite a lot about how to manage by the numbers. Now, when I look at financial statements, I know what every line means, I know what I’m looking for, how to interpret the numbers and changes in the numbers and/or ratios over time – I’m truly just as pleased as punch! This book is worth every penny you pay for it.
And, because the author also tosses in a lot of revealing and useful information about analyzing financial statements to evaluate a company and the worth of its stock, I received quite an education there as well. Very eye opening.
Whether you’re a business owner, manager, accountant or stock investor, if you’re even considering getting this book to enhance your knowledge, get it. It’s a very, very good book. I kept a highlighter and some post it notes at my side, you may want to do the same. In any event, after reading this book (which, by the way is NOT a ‘dry’ read) you will have deep knowledge of financial statements – balance sheet, profit and loss (income statement) and cash flow statement.
I highly recommend this book.
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|If you had to read only one investment book, this one should be it!,
This is the single best book for beginner and intermediate-skilled investors. I believe most non-professional investors will find this an absolute gem. The writing is clear and actually fun to read. You will learn the basics of how to evaluate companies, but Epstein includes nuances that even more advanced investors will find useful.
The book is valuable because of its appropriate coverage of 4 separate areas:
1) Teaches the reader basic accounting. For example, what do different items on a cash flow statement really mean and how are they related to the balance sheet or the income statement?
2) Once you understand basic accounting, it teaches you how to manipulate some of these numbers to get a better understanding of how well the company is doing. For example, what is the significance of inventory turnover?
3) Points you to other sources for more information and greater understanding ie: different websites and how to get bond ratings on particular companies.
4) Discusses pitfalls of analyzing financial reports. She discusses how companies manipulate numbers and how you can improve your chances of catching the culprits. She discusses 10 guilty companies.
There are many great books investors should read, but if you were only allowed one then this should be the one. Bravo Lita!
P.S. I am not a generous Amazon reviewer as you can see for yourself by reading my other reviews.
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