Free Credit Report and Debt Relief Advice

by Jill H West on Friday, April 18th, 2014 | 1 Comment

Debt Relief

Freedom Debt Relief | Reviews From Our Clients

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debt relief question by : How should I handle my debt? Help!?
I would like to consolidate my debt the best i can but i just don’t know where/how to start or what to look for.
I would like to take out some sort of a loan to pay off all my creditors at the same time and just focus on paying off that loan afterword.

I currently owe:
-$ 2300 in car payments to Palmetto Bank
-$ 3800 in credit card debt to Palmetto Bank
-$ 4300 in credit card debt to TD Bank
-$ 1900 in store credit card debt to Amazon
–>Total debt: $ 12,300

I am currently paying only the minimum on all accounts and all of them are up to date and not delinquent. I have never missed a payment on any of these accounts.
They are all just about 22% APR except the car payment which is at 5.9%. I have excellent credit which is at 722 last I checked not long ago.

What is the best way to tackle this debt? I would like to write just one check each month at a fixed rate hopefully: not write out four checks going all over the place each month..

Any good advice is welcomed!

*I have received several debt relief pamphlets in the mail from several different companies I have never heard of, but I don’t trust any of these companies.
I feel that I can handle all this on my own but I just don’t know where to start or who to talk to.

Thanks!
-Dallas

debt relief best answer:

Answer by Sam
First, pay the credit card debts. Start off with Palmetto. Then TD Bank.
Secondly, pay Amazon.
Finally, pay the car debt.
I don’t know how you let it go this far. I hope this helps