Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!

Applying For Bankruptcy

What You Should Know About Before Applying For Bankruptcy

Allan Henry Talks about Bankruptcy.
applying for bankruptcy Video Rating: 0 / 5

applying for bankruptcy question by JJ’72: After 15 yrs, must I not check box that says”yes my history is clear of bankruptcy” on a credit card applicato?
I’ve since married(husband has excellent credit) I have credit cards that I was approved for online without having to fill out all info and one was store card I applied for to get mchdse discount and ended up qualifying for the better store name Visa card so I assume my credit’s good. I pay full balance when there is one. Now this online credit card app wants me to check this box saying my “history clear of bankruptcy” That seems it can go either way. Maybe I don’t have to admit to it because it is technically clear of bankruptcy after 15 years, but if I do check box am I lying, and if I don’t will they automatically DQ me and will this then show up on my credit report? I really only want a card to shop online as I cancelled that store visa card before I realized I should keep it for occasional online shopping as I won’t use my bank card online. Any help is much appreciated. Thank you very much

applying for bankruptcy best answer:

Answer by My Take on It
Does the bankruptcy still show on your credit report? If it doesn’t, I wouldn’t be checking no on the application.

Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!

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applying for bankruptcy

Everything that you need to know about basic personal finances, from how to open a checking account to getting credit cards to how to use credit wisely and to your advantage to how to avoid getting into trouble with debt and credit to how to get a loan or grant for university to basic investing ideas, and more is in this book! Filled with a wealth of knowledge to help you gain good personal financial habits and retire wealthy, Personal Finance 101 – A Beginner’s Guide is ideal for teens and twen


Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!

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One Response to “Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!”

  1. P. salmon says:
    7 of 12 people found the following review helpful:
    5.0 out of 5 stars
    Great information for everyone!!!, June 14, 2005
    By 
    P. salmon (Bay Area, CA) –
    (REAL NAME)
      

    This review is from: Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money! (Digital)

    This book is a great read! It lays out the rules for having credit cards and checking accounts that I wish I had when starting out with my personal finances. I finally found out how checks are used by banks and department stores. And I like the ways to protect myself from getting my personal information ripped off and my credit ruined. And the ways to get out of financial trouble if your in it are wonderful.

    This book also has many ways to get free money in the form of grants for college and starting a business that I find useful. Many foundations and the government have a lot of money they give away every year. There is a lot of free money out there that I didn’t even know about, like credit cards and special financing deals for cars and furniture.

    I always thought that a budget was about counting pennies, but I was wrong. The way to create a budget in the book is easy and makes sense. And there is a lot of good information about easy investing for the future. I loved it!

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